Georgia SB 220, Personal Finance Graduation Requirement

SB 220 requires it.
We teach it.

Georgia requires a personal finance course for every public high school student. Below is the complete alignment between The Crescara//Project curriculum and Georgia's personal finance education standards.

The Law

What SB 220 actually requires.

Georgia signed SB 220 in 2022, requiring all public high school students to complete a standalone personal finance course before graduation. The requirement became effective in the 2024 to 2025 school year. Georgia's standards emphasize earning income, budgeting, financial services, credit, insurance, and investing.

Georgia schools are now required to offer a personal finance course covering all content areas outlined by the Georgia Department of Education. The Crescara//Project meets every Georgia standard and exceeds them with interactive tools, habit-building design, and real-world financial scenarios.

2022
Year Georgia signed SB 220, requiring a dedicated personal finance course for graduation
2025
School year Georgia's requirement became fully effective for all public high school students
9 Required Content Areas
Every content area in this state's personal finance standards is covered across Units 1, 2, and 3 of The Crescara//Project.
Full Curriculum Alignment

Every required topic. Covered.

SB 220 Required Topic
Crescara//Project Coverage
Unit
Income and Employment
Ch. 2 Paycheck and Benefits, Ch. 10 Career and Resumes, Ch. 11 Negotiating
Units 1 and 2
Taxes
Ch. 13 Taxes, what a paycheck actually takes, why, and how to file
Unit 2
Budgeting and Money Management
Ch. 3 Budgeting, Ch. 4 Know Where Your Money Is, Ch. 5 Exponential Growth of Money
Unit 1
Saving and Building Wealth
Ch. 5 Exponential Growth of Money, Ch. 6 Banks and Accounts, Ch. 23 High Yield Savings, CDs, and Treasuries
Units 1 and 3
Credit and Debt
Ch. 12 Credit Scores, Ch. 14 Interest Rates, Ch. 16 Credit Cards, Ch. 17 Student Loans
Unit 2
Banking and Financial Services
Ch. 6 Types of Banks, Credit Unions, and Accounts, Ch. 26 Platform Simulations
Units 1 and 3
Insurance and Risk Management
Ch. 18 Healthcare and Disability, Ch. 24 Life Insurance, plus the Consequence Engine insurance scenarios
Units 2 and 3
Investing
Ch. 19 Investment Overview, Ch. 20 Stocks and Bonds, Ch. 21 Funds, Ch. 22 Costs of Investing, Ch. 26 Brokerage Platforms
Unit 3
Financial Goal Setting
Ch. 8 Setting Goals, Ch. 7 Psychology of Money, Ch. 9 How to Build Wealth, Ch. 27 Capstone
Units 1 and 3
Beyond Compliance

Meeting the mandate is the floor. We teach past it.

SB 220 sets the minimum. A checklist of topics is not a curriculum. The Crescara//Project sequences Georgia's required content areas in the order students will actually encounter them in life, connects them to each other, and builds habits through repetition, not review sheets.

You can't teach investing without first teaching budgeting. You can't teach credit without first teaching income. The sequence is the curriculum.

Personalized by geography
Content adapts to each student's real financial context. A student in rural Georgia and a student in a major city are not facing the same realities.
Habits built in, not bolted on
Budgeting, saving, reading fine print, reinforced across all three units through the Consequence Engine, not addressed once in a single chapter.
Zero prior knowledge assumed
Every concept is introduced from scratch. Teachers do not need a financial background. Students do not need one either.
Ready to meet the mandate?

The curriculum is ready now.

Georgia schools that connect now will be ahead of the requirement. Reach out at info@crescaraproject.org.

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